Welcome to Spine Finance

The Most Efficient Fixed-Rate Lending Protocol

What is Spine Finance?

Spine Finance is a provable lending protocol on Ethereum and EVM-compatible blockchains specializing in facilitating fixed-interest-rate financial transactions through an efficient automated market maker mechanism called BondMM: - a scientifically proven algorithm that has been enabled by years of PhD-level research.

We enable users to efficiently lend and borrow money at fixed interest rates by building on top of existing variable-rate lending protocols including Morpho, Aave, Venus, Compound, Euler, and more.

How Does Spine Work?

For an in-depth technical understanding of how Spine Finance operates, please explore the full documentation. For a high-level overview, we recommend watching this video:

Our Vision

Our vision is to create the most efficient lending ecosystem for fixed-interest-rate products. We envision a future where fixed-rate lending is the mode for lending products on Decentralized Finance, and users can access the most competitive interest rates with minimal slippage at scale, all at a simple click of a button.

Website: https://spine.finance/

Telegram: https://t.me/spine_finance

Discord: https://discord.gg/mu65ptVx

X: https://x.com/spineprotocol