Product Offerings

Spine Finance offers 3 core products:

Users can select preferred blue-chip assets like Bitcoin or Ethereum as collateral and secure a predetermined fixed borrowing rate until the loan's maturity date.
Spine also offers users the flexibility to exit their positions early according to market rates at a small fee.

Users can lend their preferred assets, like stablecoins, ETH, and BTC, and secure a fixed interest rate until maturity.
Spine also offers users the flexibility to exit their positions early according to market rates at a small fee.

Restaking Your Assets: Users can take their current lend/supply/earn positions from other lending protocols and “restake” them in Spine Liquidity Pools. Essentially, you're reusing your existing assets to act as a Liquidity Provider (LP).
Enabling Fixed-Rate Trading: Your LP position is made available for others to trade fixed-rate positions
Economic Incentives: Fixed-rate users borrow at rates higher than current market rates and lend at lower rates. This spread creates additional yield incentives for LP providers, allowing you to earn extra returns from the difference between total borrowed and total lent.
Maintaining Underlying Rewards: Any liquidity that isn’t actively traded continues to earn all the rewards from your original lend/supply/earn positions.
Boosting Market Efficiency: By providing liquidity, you help thicken the market, which in turn optimizes trading efficiency for both lenders and borrowers.
Earning Opportunities & Flexibility: As an LP provider, you earn trading fees plus the yield from the rate spread. Moreover, your LP position can be withdrawn at any time, giving you full control over your assets.

Last updated 1 month ago

Users can select preferred blue-chip assets like Bitcoin or Ethereum as collateral and secure a predetermined fixed borrowing rate until the loan's maturity date.
Spine also offers users the flexibility to exit their positions early according to market rates at a small fee.

Users can lend their preferred assets, like stablecoins, ETH, and BTC, and secure a fixed interest rate until maturity.
Spine also offers users the flexibility to exit their positions early according to market rates at a small fee.

Restaking Your Assets: Users can take their current lend/supply/earn positions from other lending protocols and “restake” them in Spine Liquidity Pools. Essentially, you're reusing your existing assets to act as a Liquidity Provider (LP).
Enabling Fixed-Rate Trading: Your LP position is made available for others to trade fixed-rate positions
Economic Incentives: Fixed-rate users borrow at rates higher than current market rates and lend at lower rates. This spread creates additional yield incentives for LP providers, allowing you to earn extra returns from the difference between total borrowed and total lent.
Maintaining Underlying Rewards: Any liquidity that isn’t actively traded continues to earn all the rewards from your original lend/supply/earn positions.
Boosting Market Efficiency: By providing liquidity, you help thicken the market, which in turn optimizes trading efficiency for both lenders and borrowers.
Earning Opportunities & Flexibility: As an LP provider, you earn trading fees plus the yield from the rate spread. Moreover, your LP position can be withdrawn at any time, giving you full control over your assets.

Last updated 1 month ago